We’ll grow your greatest asset – And your money, too

Investment Options

At WatersEdge Ministry Services, we grow your capital so you can grow the Kingdom of God. We offer two classes of investments to meet your specific objectives. Whether you’re seeking income or liquidity, our Kingdom-minded investment options are designed with your ministry in mind. When you invest with us, you support Southern Baptist causes at home and around the world. Learn more about our products and how we can help you reach your ministry goals.

Term Investments

Term Investments are designed for clients seeking income. These assets are predominantly invested in the debt of Southern Baptist Churches and entities. By investing in these loans, you empower Christian ministries to build churches, community centers, playgrounds and other venues that serve the Kingdom.


All interest rates are quoted as fixed annualized rates and are available for the following terms:

  • One Month
  • Three Months
  • Six Months
  • Nine Months
  • One Year
  • Two Years
  • Three Years
  • Five Years

Enhanced Cash Fund

The Enhanced Cash Fund is designed for short-term investors seeking liquidity. It’s a smart way to generate a return on idle cash while maintaining rapid access to church capital. This fund invests in the debt and cash equivalents of Southern Baptist entities, empowering them to finance important ministry activities. 

Interest for Term Investments will be paid at maturity. Automatic renewal of Term Investments at the prevailing rate is assumed unless prior written notice is received. For a Term Investment of 12 months or less, the early withdrawal penalty is three (3) months of interest. For a Term Investment of 12 months or longer, the penalty is six (6) months of interest. Penalties shall be limited to accrued interest and shall not invade principal.

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When we work together, ministries win