Church Loans

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If You Can Dream It, We Can Finance It

At WatersEdge, we offer loans to Southern Baptist churches and organizations. Whether you’re ready to build, renovate, refinance or fund projects, our seasoned staff is here to guide you. We offer highly competitive financing with compelling benefits, including:

  • Attractive Terms and Rates
  • Low Closing Costs
  • No Prepayment Penalties
  • Convenient Online Application
  • Minimal Paperwork
  • Interest Reinvested in Kingdom Causes

Our goal is to deliver the most cost-efficient, hassle-free loan anywhere. And unlike traditional lenders, the interest from your WatersEdge loan is poured back into Kingdom causes. When you partner with WatersEdge, expect a friendly, cost-effective, streamlined loan experience.

Types of Loans We Offer:

Your Loan Interest is Reinvested in Kingdom Causes

Diagram of loan interest money going to National and International Missions, Evangelism and Discipleship, Disaster Relief, Baptist Universities and Seminaries, Human Needs Ministries, and Church Planting.

Start Here

Learn how the WatersEdge loan process works.

 

3 – 5 Business Days

COMPARE RATES

Fill out this form to receive a rate quote.

Compare Loan Rates

 

Step 2
CONNECT WITH US

We’ll reach out with a custom quote and answer initial questions about your loan.

Step 3
APPLY ONLINE

Submit your loan using our convenient online application.

Apply for a Loan

3 – 6 Weeks

Step 4
EVALUATION

After we receive your application, we’ll begin the review and due diligence process.

Step 5
SITE VISIT

We’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions.

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STEP 6
APPROVAL

Following the site visit, your loan will be considered for approval.

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Step 7
CLOSING

If approved, we’ll schedule your loan closing with a local title company once final title and insurance requirements are met.

$119
Million
Loan Interest Returned to Ministry

1,531
Churches &
Ministries Helped

$138
Million
Total Loan Portfolio

All statistics as of 9/30/21; loan interest since 1984; churches helped since 1953.