Church Loans That Change Lives

WatersEdge provides loans to faith-aligned churches, ministries and organizations. Whether you’re ready to purchase, build, renovate, or refinance, if you can dream it, we can finance it. WatersEdge understands ministries’ unique needs and seeks to offer the most cost-effective, hassle-free loan available. And unlike traditional lenders, the interest from your loans is returned to churches and individuals who’ve invested in Kingdom causes. We offer highly competitive financing with compelling benefits, including:

• Attractive Terms and Rates
• Low Closing Costs
• No Prepayment Penalties
• Convenient Online Application
• Minimal Paperwork
• Interest Reinvested in Kingdom Causes

When you partner with WatersEdge, expect a friendly, cost-effective, streamlined loan experience.

Types of Loans We Offer:

Your Loan Interest is Reinvested in Kingdom Causes

Start Here

Learn how the WatersEdge loan process works.

3 – 6 Weeks

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SITE VISIT We’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions.

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APPROVAL Following the site visit, your loan will be considered for approval.

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CLOSING If approved, we’ll schedule your loan closing with a local title company once final title and insurance requirements are met.

$245
Million
Total Loan Portfolio

All statistics as of 2/28/25; loan interest since 1984; churches served since 1953.